Your email address will not be published. The Annual Package fee is paid at the time of settlement and then on each subsequent anniversary date of the loan settlement. Information collected on November 5, 2018. Manage Mortgage Loan As a Citi Mortgage client, we understand your needs change with time. This loan option is the most popular choice for homeowners who plan to stay in the same home for several years. This exchange rate includes a commission for the conversion service. A flexible home loans package that suits your needs now and into the future. Standard Fixed Rate loans must be combined with Standard Variable/Offset (Owner Occupier and Investor) or Mortgage Power - Line of credit (Investor) to be eligible for Mortgage Plus. Citi’s global headquarters remain in the city of its founding. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. Citi offers both Veterans Affairs (VA) mortgage and refinance loans. Our mortgage adviser associates can help arrange finance for people who want to buy property abroad. CitiMortgage offers a full range of home loan products, including low down payment options, making it a valid option for most borrowers. Additionally, CitiMortgage offers discounts on interest rates for qualifying Citibank customers. All Rights Reserved. Credit score minimums also vary, but applicants with a credit score of 700 or above shouldn’t have a problem obtaining a loan. This loan option is ideal for first-time or self-employed home buyers as well as those with less than a 20 percent down payment, low credit score, or limited employment history. Citibank also became a primary lender for the Dakota Access Pipeline, which is a controversial project that many potential borrowers do not support. While debt-to-income ratio requirements vary by product and program, CitiMortgage generally accepts applicants with ratios of 43 percent or less. Required fields are marked *. View results based on features or compare all products, Basic Mortgage They have access to international lenders who offer funding for home purchase loans and re-mortgage financing. Should you have any further questions, please call us on 1300 361 922. Debit interest charges may apply. The mandate for the multi-billion dollar COVAX Facility demonstrates Citiâs continued commitment to pandemic relief. The products, account packages, promotional offers and services described in this website may not apply to customers of Citigold Private Client, Citigold International, International Personal Banking or Global Executive Banking. We have an advertising relationship with the companies included on this page. You can click on each feature category below to show or hide each feature for the home loans selected.