You might start by investing $100 or $1,000, no matter how big or small your investment, you can calculate its potential using our investment growth calculator. This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. This tool calculates the interest rate on your investments to estimate how much they might be worth in the future. Advantage of Early Investing Learn the importance of investing early and on a regular basis. If you decide to make changes to your investment strategy, like ending your contributions or liquidating earlier than planned, the outcome of your initial calculations will change. You can learn more about how to start investing, how to build your investment budget, what newbie investor mistakes to avoid, and more on the Mint blog. Calculating percent decrease. Opens a new window in your browser. Successful investing involves making choices that meet your unique needs today and your financial goals for the future. ',',');var D=this['points'][0x1]['y']['formatMoney'](0x0,'. Rate of return is calculated as a percentage. Tell us your investment needs and goals, and we’ll determine your investor profile – savings, income, balanced or growth – and recommend the best investments for you. But the learning opportunities shouldn’t stop there! Each investment type has its own set of pros and cons, so be sure to consider your unique financial situation to find the right investment vehicle for your needs! SPECIAL OFFER: Get $300◊ and pay no monthly fee for up to 12 months† with a CIBC SmartTM Account. This blog does not provide legal, financial, accounting or tax advice. Government subsidies or other grants are not included (i.e. Rate of return is the expected net gain or loss on an investment over time. Typically, investments that mature for longer, become more valuable than those which are sold faster. The pie chart simply gives you another perspective to look at your investment growth. Get expert help with accounts, loans, investments and more. Opens a new window in your browser, Trip Cancellation and Interruption Insurance, Creditor Insurance for CIBC Personal Lines of Credit, CIBC Payment Protector™ Insurance for CIBC Credit Cards, Creditor Insurance for CIBC Personal Loans. ',',');var F=Number(this['points'][0x0]['y'])+Number(this['points'][0x1]['y'])+Number(this['points'][0x2]['y']);B+='In\x20the\x20year\x20'+this['x']+',';B+='\x20Total\x20Growth\x20\x20$'+C+'\x20Total\x20Contributions\x20\x20$'+D+'\x20Starting\x20Amount\x20\x20$'+E+'';B+='End\x20Balance\x20$'+F['formatMoney'](0x0,'. Calculate the after-tax retirement income for yourself and your spouse. To learn more about how we do this, go to Manage my advertising preferences. For any typical financial investment, there are four crucial elements that make up the investment. ',',');function x(A){var B=Object['keys'](A)['length']-0x1;var C=[{'y':Math['round'](A[B]['totalContributions']),'color':'#76dcdb','name':'Total\x20Contributions'},{'y':Math['round'](A[B]['totalInterestEarned']),'color':'#91f79b','name':'Total\x20Growth'},{'y':Math['round'](A[B]['principal']),'color':'#00a6a4','name':'Starting\x20Amount'}];Highcharts['chart']('ivc_chart_pie',{'chart':{'type':'pie','margin':0x0},'title':null,'plotOptions':{'pie':{'allowPointSelect':!![],'cursor':'pointer','dataLabels':![],'showInLegend':![]},'series':{'animation':!![],'states':{'hover':{'enabled':!![]}}}},'legend':{},'credits':{'enabled':! We're sorry, CIBC Online Banking is currently unavailable. Net Gain: The amount of money earned on an investment, not including the amount paid for the investment. []},'title':{'text':''},'series':[{'name':'Total\x20Growth','color':'#91f79b','fillOpacity':0.95,'type':'column','data':A['interest']},{'name':'Contributions','color':'#76dcdb','fillOpacity':0.95,'type':'column','data':A['contributions']},{'name':'Starting\x20Amount','color':'#00a6a4','fillOpacity':0.95,'type':'column','data':A['principal']}]});}function z(A){var B=[];var C=[];var D=[];for(var E=0x1;E